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Affiliated Business Arrangement Disclosure


This is to give you notice of business relationships among the following providers. Bankrate, LLC and Forward Mortgage Lending, Inc. d/b/a Sage Mortgage are affiliated companies and each may refer to you the services of another. Because of these relationships, any referrals of you by any of these companies may provide the referred company, its direct or indirect parent, and their respective employees with a financial or other benefit.


Below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition of the purchase or sale of the subject property, for the settlement of any loan, or to obtain access to any other settlement service.


THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.


Entity: Bankrate, LLC

Settlement Service: Mortgage Broker

Charge or Range of Charges: $0


Entity: Forward Mortgage Lending, Inc. d/b/a Sage Mortgage

Settlement Service: Mortgage Broker

Charge or Range of Charges: 0-3% of the loan amount.


ACKNOWLEDGMENT

By clicking to accept or exit this disclosure, I/we acknowledge that I/we have read this disclosure form and understand that the entities above may refer me/us to purchase the above-described settlement service(s) from one another and that any such referrals may provide the referred company, its direct or indirect parent, and their respective employees with a financial or other benefit.